Addressing the Texas Bankers Association in their annual strategic opportunities conference

Every year, the association of bankers in Texas meets for their conference on strategic opportunities. The conference was held in New Orleans Louisiana this year and many of the stakeholders attended. Among the business leaders who attended the conference is the current NexBank CEO, John Holt. He had a lot of information and experiences to share with the rest of the community at the conference whose agenda was to look into the challenges facing community banking and possible solutions.
The theme of the conference was reinvention of community banking and existing perspectives in competition through innovation. The role of technology in community banking and how changes in IT are affecting banking were discussed in detail. Nexbank CEO stated that as an entity that had been offering their services for more than a century, their biggest value was their adaptability to changes in technology. He assured the present members that they were doing their best to improve community banking for everyone.
He talked about the various projects that Nexbank was taking part in. These include the merger with the Dallas College Savings Bank. He stated that they had come up with the merger to help the community have a variety of options and also safety in the investments they were making for the future of their children. Another initiative that he discussed was that of offering affordable mortgages to the lower income earners of Dallas. He stated that the aim of the provision of housing was to make sure the people owned home as this would stabilize their families and give their children a chance to go to school. The organic growth of the sector was also discussed in depth.
The services offered by Nexbank include commercial, institutional and mortgage lending. The bank is a market leader when it comes to finding solutions for the financial problems of their clients.
Nexbank offers services such as commercial banking, institutional banking, and offering mortgages to their clients. They are the leading financial institution in creation of innovative solutions to their problems.

Devco: The Construction Of The Heldrich Hotel

In the mid-1970s a development company was created to initiate the redevelopment of public and private buildings in the city of New Brunswick. Devco, a company known for its economic revitalization, has handled more than one billion in investments.

Devco was founded by Richard Sellars, a former executive of Johnson&Johnson. The organization’s mission centered around new developments and assisting local establishments like Rutgers University.

Last month was a day of concern, the Press of Atlantic City wrote an article explaining how the Middlesex County Improvement failed to pay the million dollar principal on a loan it received from Casino Reinvestment Development Authority.

The loan was originally made in the year of 2005 and in 2007 it was used to fund the construction of The Heldrich Hotel. The Heldrich is a hotel and conference center located in the New Brunswick area. Devco, also known as the New Brunswick Development Corporation, assisted with the construction and revitalization of the hotel.

After many years of struggle, the hotel finally hit a small economic boost. The 235-room building gained an occupancy of 63.5 percent and gained one of it largest accounts Johnson&Johnson.

The hotel is still struggling with cash, and in some cases have to use its own money to fund capital expenses. Chris Paladino, the attorney handling the arrangement of the loan, stated that CRDA will be paid back, but it’s going to take a few more years before they can successfully pay off their debt.



What Makes White Shark Media the Best Choice for AdWords and More

If you are looking for help with Google AdWords then White Shark Media is your best choice. Building an AdWords campaign can be daunting, especially if it’s your first time using it but it’s best to outsource that to someone that knows just what to do. There are two reasons that White Shark Media has become such a household name when it comes to using Google AdWords. This is not only because of their vast knowledge about how to use AdWords and build a viable campaign, but this is also about good customer service as well.


One of the best things about working with White Shark Media is that they are handpicked by Google to be a part of the small-business campaign as a premier partner. This is great news! Google has very high standards for what becomes a part of their marketing campaigns, but they also hold very high standards for those agencies that wish to be a part of their channeled marketing campaigns like AdWords. Training requirements have to remain stringent in order to maintain the reputation of being a top-level agency when it comes to using keywords and targeting specific words for marketing campaigns.


Driving traffic is just one of the many things that White Shark Media is great at. A few areas of expertise for White Shark Media include AdWords evaluation, management for ads in Bing, management for ads that are designed to serve local marketing needs and much more. They can also offer you a service that many businesses often put last, like SEM, or search engine marketing. While many companies focus on SEO and how to implement it they are training their clients how to use a marketing tool that is multi-facted.


Small and medium-sized businesses can both benefit from working with White Shark, and it’s imperative that you seal the deal before it’s too late to get a spot working with them. It almost didn’t happen for our business!


Find out  more about White Shark Media:

How became an authority in the lip balm industry

The idea of EOS lip balm came up when Mehra who specialized in consumer packaged goods and Teller with experience in start-up incubators, decided to come together and think of a way to revamp the world of beauty in the drug store. They were motivated to take this challenge after an extensive research and found out that most of the products in the industry still looked very much like those made close to 100 years ago.

According to their research, a majority of the brands in the lip balm industry focused mainly on reducing the cost of the products to have an advantage regarding price competition. They saw the product being immensely used by women as part of their daily makeup and yet producers weren’t paying much attention to making it more valuable and appealing. This was a clear indication of laziness on the side of these brands, and so they thought it was a big opportunity.

Before setting out to produce the lip balm, they thought of how it will capture all the 5 human senses. This would help to connect with the users emotionally and not just be another ordinary beauty product.

The Challenge they faced in the industry.

Coming up with a new and interesting product is one thing and getting to be known to start making those dream sales is a different story. For a start up to compete with big brands like chapstick was certainly not going to be easy.

Most of the consumers at drug stores had their doubts about this new product and some tend to continuously remain loyal to their existing brand until they get positive testimonies of the product from those who have used it.

Mehra and Teller decided to hire a sales representative since he already had some experience in the process. Their team was fortunate to meet with a female buyer and given that the product was designed for females, the woman just loved it and so they made their first sale. The product was then launched successfully, after which eBay, Target and Walmart decided to sell EOS in their stores.

To cope quickly with the competition, they created a production facility that is automated to meet up with the demands of new accounts.

Mehra and Teller targeted women between the ages of 25 and 35 who are very conscious of style. They also contacted bloggers who make reviews and talk bout it on social media. For more information, visit the website and view the company profile on Linked In (


Appointment OF New CEO Highlights The Ambition Of Dick DeVos

I have always been impressed with the way former AmWay Group President Dick DeVos has handled himself in the business world, and how he has become a major part of the philanthropic community in the U.S. Although, I would expect a man who entered a form of retirement after stepping down as the President of the AmWay Group in 2002, I have been surprised to discover the founder of The Windquest Group is still keeping an active role in the business opportunities he explores through the Windquest Group.


An MLive article I recently looked over explained how Dick DeVos has just appointed a new CEO for The Stow Company, a storage and organizational company owned by DeVos through his The Windquest Group; Phil Dolci has been appointed in a process overseen by Dick DeVos to replace the retiring Frank Newman. I believe Dick DeVos has shown just how he became a successful business person by making sure the outgoing CEO of The Stow Company has been retained as a member of the board of advisors for The Windquest Group to ensure a smooth takeover.


I have followed the life and career of Dick DeVos for a number of decades after he joined the AmWay Group created by his father, Richard, after completing his education in the Michigan school system. Dick impressed me by heading out on his own early in his career and forming The Windquest Group before returning to the family business in the wake of his father asking for members of his family to return and assist in running the family business.


Reading the Wikipedia page of Dick DeVos shows just how impressive the career of the Grand Rapids, Michigan native has been and continues to be. Through The Windquest Group Dick DeVos and wife Betsy have spent much of the recent years exploring new technologies and business opportunities in the Grand Rapids region; The Windquest Group has invested in companies offering boxed water and green energy production to assist in protecting the environment of the planet. The Northwood University graduate has also looked to bring arts based events to Michigan to stimulate the economy through his close ties to the Kennedy Center for the Arts.


This Bank Pledges $50 Million For Affordable Housing Loan Program

Dallas-based regional bank NexBank SSB has pledged $50 million to help Dallas Neighborhood Homes provide home loans to low-income applicants. The partnership is expected to provide 100 loans per year to low-income residents over the next five years. The program will target residents in specific zip codes in the southern Dallas area.

Dallas Neighborhood Homes will use the funds from NexBank to fund loans and to council new homeowners to prepare them for the responsibility of homeownership. The non-profit mortgage banker is working directly with Dallas Area Habitat For Humanity to provide financial counseling services. In addition to providing the funding for these loans, NexBank will pay all title fees and provide up to $2,000 for closing costs for each loan.

At the moment, North Texas has one of the lowest rates of home ownership in the nation. This partnership will not only help reverse that trend but will also improve the quality of life for loan recipients.

Both Dallas Neighborhood Homes and Dallas Area Habitat For Humanity have a strong record of helping lower-income families achieve the goal of homeownership. Over the last decade and a half, Dallas Area Habitat For Humanity has built 1,600 homes in the Dallas community.

NexBank has $3.5 billion in assets and has been chartered since 1922. The Bank caters to institutional clients and offers commercial and mortgage banking.

Learn more about Nexbank:

Regional Bank Partners With Charities To Offer Affordable Housing In North Texas

NexBank has recently announced a partnership with both Dallas Area Habitat for Humanity (DAHH) and Dallas Neighborhood Homes (DNH). All three organizations are working together to help potential homeowners educate themselves on owning a home and providing support through the loan process.

NexBank is funding up to $50 million in loan money over the next five years to support the project and help with expansion. In addition to the home loans, NexBank will pay for the Title costs and up to $2,000 in closing costs for each family. DAHH will be providing financial services counseling in partnership with the DNH.

In return, the DNH will offer first time home owner counseling and is the organization in the partnership that will be offering the home loans to low income families. All of this effort is to help build up certain areas of North Dallas that historically have the lowest population of homeowners in all of Dallas.

The goal of all three organizations is to see 100 low income families become homeowners per year. Having a safe, secure home would help boost struggling families and provide a more secure future for the children.

NexBank is located in the Dallas, Texas, area and they are FDIC members, with assets valued around 3.5 billion. NexBank offers many financial services to all types of members under three different branches: Commercial banking, Mortgage banking, and Institutional services.

Commercial banking deals with lending (real estate and commercial), credit services, treasury management, and agency services such as: escrows, notaries, and letters of credit issued. The Mortgage banking branch deals with many different types of mortgage lending for individuals or businesses. And the last branch is Institutional services. This branch deals with personal banking, financial advising, and lines of credit.

NexBank handles all types of financial needs and has been serving the Dallas area since 1922.

An Insight on Andrew Wirth, CEO of Squaw Valley Ski  

Mr. Andy since August 2, 2010, has served as Chief Executive Officer and President of Alpine Meadows Ski Resort. Mr. Andy since June 2009, also served as Senior Vice President of Sales and Marketing for Steamboat Ski and Resort Corporation. Mr. Andy co-founded Wounded Warrior Support in honor of the Navy Seals. The formation of Wounded Warrior Support was after he was involved in a near fatal skydiving accident.

Andy is responsible for all marketing and sales issues related to the company. Since June 1, 2006, Mr. Andy has served as Senior Vice President of Sales and Marketing officer to Steamboat of Intrawest ULC. He has 24 years worth of experience in sales and marketing.

Andy Wirth was appointed to serve as the Chairman and President of Reno-Tahoe Regional Air Service Corporation(RASC). RASC responsibility is to promote air services into Reno-Tahoe International Airport. Also, it is charged with identifying emerging prospects for additional flights.

RASC was formed in 2001 with an aim to bring together public and private organizations to contribute towards marketing the region and creating both local and international markets. Reno-Tahoe International Airport relies on RASC to provide additional incentives to maintaining and growing air services and its promotion in general.

About Squaw Valley Ski

The Squaw Valley Ski Resort located in the US is one of the largest Ski areas around. It falls second after Heavenly regarding size in Lake Tahoe. The area hosted the whole of 1960 winter Olympics. Squaw Valley in 2012 joined hands with Alpine Meadows. The union ensured that the area attracts an approximate of 600,000 skiers annually.

The area hosts several annual summer events. During the month of July, the resort hosts established yoga teachers and famous musical performers. During summer, the resort also hosts various events such as concerts, beer, and wine events.


Andy Wirth, as the CEO of Squaw Valley Ski Holdings, has worked without seizing to seeing the success of the company. His aim is to put the company on top of the list of the best tourist destinations. Andy Wirth also contributes towards bettering the environment through active environmental and community service organizations.

Eric Pulier: Using Technology to Solve Humanity’s Grand Challenges

Mr. Pulier is a renowned entrepreneur who has founded over 15 companies. The astonishing thing is that Mr. Pulier has managed to raise millions of dollars for all the businesses that he has either founded or co-founded. Besides that, he is a skilled public speaker, author, and a philanthropist. He occasionally gives talks during premier technology conferences, all over the globe. Besides business, he takes care of his four children, and together they live in Los Angeles, CA.

Entrepreneurial Ventures

Mr. Pulier incepted his first company in 1991, and it focused on addressing education and healthcare challenges using technology. Three years down the line, he set up Interactive Agency Digital Evolution Digital. His star continued shining as he went ahead and incepted Enterprise Cloud Leadership Council. Additionally, he has also invested in organizations such as eCompanies, Monitor Ventures, and Trident Capital. To protect his innovations, Mr. Pulier has filed for several patents, and the federal government has already granted many of them.

Educational Background

Mr. Eric Pulier attended Teaneck High school, and successfully graduated in 1984. Afterward, he enrolled at Harvard University and studied English and American literature. During his college life, he served as an author for the Harvard Crimson Weekly, a weekly column known as PulierLeg. He displayed his writing skills using this platform and received numerous accolades and high ratings from the readers.

Philanthropic Initiatives

Mr. Pulier’s presence is hugely felt in works of charity. He has developed innovative technological solutions structured to solve social and economic problems for disadvantaged individuals globally. He pocketed awards and recognition for his efforts of using technology to address health care needs among African communities.

Mr. Pulier played a significant role in the Clinton Global Initiative – he took part in providing cheap computing resources to under-served communities. Mr. Pulier is an active donor of the XPRIZE Foundation. This foundation specializes in designing and managing public competitions for the purpose of encouraging technological development to benefit humanity. The organization orchestrates competitions in which companies and corporations from all niches participate in the development of innovative ideas to help solve common problems that humanity encounters.


Would you like to know of a great company with fantastic employees and services around many corners of the globe? Yes friend, you did ask already. I will tell you: the name is IAP Worldwide Services. Let me tell you just a bit more.

“At IAP, doing things right means more than solving our customers’ problems in the smartest, most efficient way. It’s making sure our actions align with the highest standards of moral and professional conduct on Our three core values – respect, responsibility, and integrity….”

By the way, for those of you whose curiosity is quite a bit piqued already….and it should be….allow me to add a bit more. Did you know this? IAP WORLDWIDE stands for none other than INGENUITY AND PURPOSE WORLDWIDE. What a great title and a statement are combined in one power packed punch: ingenuity and purpose. In other words, the company is there with a purpose, not by purpose, and fulfilling its purpose. How neat is that?

IAP Worldwide itself has come a long way, working itself hard since its early roots back in the good old year of 1953. Boy, was it a good year. Why was it a good year, you may be asking and wondering? Well, my friend, among many remarkable accomplishments astronomical to the time frame era, it was, after all, when this good old global leader company got founded and launched…..since then IAP Worldwide Services offering numerous services and jobs around the world.

Allow me to list the guidelines which members and employees of IAP WORLDWIDE Services are asked and required to live by on a regular, day to day routine. This is not only inspiring, but is exceptional. IAP WORLDWIDE affiliates must:

Practice Intellectual Curiosity and Rigor
Act with Integrity and Humility
Provide Inspirational leadership and followership, enabled by empathy
Act nicely, responsibly and swiftly
Act with resolve, adapting to and embracing change
Allow ourselves and others to be happy and successful
Pursue growth and learning
Partner with colleagues, customers, and community for our mutual success

If that alone does not get your corporate and competitive, quality & excellence minded juices flowing, my friend, then I do not honestly know what else on God’s good, green old earth will. Yet there is hope. For with the mere knowledge of the purpose and existence of this wonderful company body, you have many a good thing to keep you pondering for more.